Your situation, when you factor in creditors, income, expenses, and goals, is unique to only you. No two cases I have had the pleasure of handling have been exactly the same, meaning there is rarely a simple solution that can apply to anyone's problems. To this extent, my goal as your attorney is to listen to your issues and work closely with you in determining what your best foot forward will ultimately be. I firmly believe that, in order to succeed throughout this process, we both have to be equally invested in solving your debt problems. As such, I see these relationships as partnerships between two parties, both striving for the same goal.