At the Sisk Law Firm, filing for a Chapter 13 enables me come up with a plan that will allow you to keep your home, car, and wages from the grasp of your creditors.
A Chapter 13 bankruptcy is commonly referred to as a “reorganization” and is typically designed to allow a debtor to catch up on back payments for certain property, including a house or a vehicle. We will come up with an affordable Chapter 13 plan designed to pay for your secured debts, while simultaneously paying a percentage of your unsecured creditors.
A Chapter 13 plan will provide for a monthly payment to a Chapter 13 Trustee, whose job is to use those funds to disburse payment to your creditors over a 3 to 5 year period.
Most importantly, a Chapter 13 bankruptcy will prevent a foreclosure, vehicle repossession, wage garnishments, and any further contact from your creditors for the duration of the case.
EXAMPLE SCENARIO
But how does a Chapter 13 Bankruptcy differ from a Chapter 7 or Non-Bankruptcy Options?
Find out if Chapter 13 is right for you.
Hiring Chris is the first step to relieving your financial burden.